Unlock Your Home’s Value with Confidence: Equity Release Capacity Assessments
Ensure Informed Decision-Making with Gain Capacity Experts
PARTNERS
Equity release is a popular financial solution for homeowners aged 55 and over, allowing them to access the wealth tied up in their property as a lump sum or in instalments. It’s essential to make informed decisions about equity release, and that’s where an Equity Release Capacity Assessment comes in. At Gain Capacity Experts, we help ensure that you or your loved one has the mental capacity to make these crucial financial decisions.
Why Choose Gain Capacity Experts?
- Expert Guidance: Our team of professionals is well-versed in equity release products, including Home Reversion and Lifetime Mortgages, the most common form of equity release.
- Comprehensive Assessments: We conduct thorough Equity Release Capacity Assessments to determine if a person has the mental capacity to make informed decisions about equity release products.
- Protection for Vulnerable Individuals: We recognise the importance of safeguarding those with cognitive impairments or early dementia, ensuring they’re capable of making these important financial decisions.
- Future Consequences Consideration: We understand the impact of equity release on family inheritance, state benefits, and future borrowing options, and incorporate these factors into our assessments.
- Hassle-Free Experience: We provide a streamlined, easy-to-use service with clear explanations in simple language.
Our COP3 Assessment Process:
- Initial Consultation: Discuss your equity release needs and goals with our team.
- Capacity Assessment: Our experts will undertake a comprehensive assessment to determine the capacity to make decisions about equity release products.
- Detailed Report: Receive a thorough report outlining the outcome of the assessment, ensuring a contemporaneous record of the individual’s state of mind at the time of the mortgage decision.
- Support & Guidance: We offer guidance on the next steps if the individual lacks capacity for equity release or a lifetime mortgage